发布资金信息 发布项目融资 申请上市辅导 发布金融峰会 发布文章资讯

Loose Credit

   时间:2018-05-02 17:31:28     浏览:87    评论:0    
核心提示:The practice of making credit easy to come by, either through relaxed lending criteria or by lowering interest rates for borrowing. Loose credit often refers to central banking monetary policy and whether it is looking to expand the money supplyor contrac
The practice of making credit easy to come by, either through relaxed lending criteria or by lowering interest rates for borrowing. Loose credit often refers to central banking monetary policy and whether it is looking to expand the money supply or contract it .

Loose credit environments may also be called "accommodative monetary policy" or "loose monetary policy".

The U.S. markets were considered a loose credit environment between 2001 and 2006, as the Federal Reserve lowered the Fed funds rate, and interest rates reached their lowest levels in more than 30 years. This allowed the economy to expand, as more people were able to borrow. This led to increased asset investment and spending on goods and services.

Central banks differ on the mechanisms they have at their disposal to create loose or tight credit environments. Most have a central borrowing rate that affects the largest banks and borrowers first; they in turn pass the rate changes along to their customers. The changes eventually work their way down to the individual consumer via credit card interest rates, mortgage loan rates and rates on basic investments like money market funds and certificates of deposit .



 
打赏
 
更多>同类金融学院
0相关评论

推荐图文
推荐金融学院
点击排行
关于我们 | 组织结构 | 企业文化 | 公司动态 | 管理团队 | 行为准则 | 投资策略 | 投资保障 | 风险控制 | 经典案例 | 联系我们 | 网站地图 | 广告服务 | RSS订阅 | 友情链接
Copyright © 2006-2018 投融网 Inc. All rights reserved.
粤ICP备16012416号
联系我们
QQ咨询
电话咨询
email
在线留言
微信联系
返回顶部